Term & Conditions

📜 Terms & Conditions – BimaMitr 

Effective Date: 02 October 2025
Website: http://bimamitr.in

1. Introduction

Welcome to BimaMitr!
Website aur services use karte hi aap yeh Terms & Conditions follow karne ko agree karte ho. Dhyaan se padh lo.

2. Humari Services

BimaMitr provide karta hai:

  • All types of Insurance Services – Life, Health, Motor, Agriculture, aur baki sab insurance.

  • Bank of Baroda BC Point Services – Account opening, deposit, withdrawal, fund transfer, passbook update, etc.

  • ATM & Jan Seva Center Services – Rural aur urban customers ke liye.

⚡ Note: Hum sirf facilitator/agent hai. Policy approval, claim settlement aur bank transactions ka final decision respective company/bank ke rules ke hisaab se hota hai.

3. Customer Responsibilities

Aap agree karte ho ki:

  • Aap sahi aur genuine information provide karenge (KYC, personal details, nominee info).

  • Banking/insurance services ka misuse fraud ya illegal kaam ke liye nahi karenge.

  • Premium payments, deposits aur withdrawals sirf authorized channels se hi honge.

  • Apne bank details, passwords aur OTPs confidential rakhenge.

4. Payments & Transactions

  • Insurance premium payments directly insurance company ke account/portal me jaayenge.

  • BimaMitr aapke card/bank details store ya misuse nahi karega.

  • Bank transactions (BC point/ATM) bank server aur system availability pe depend karte hain.

5. Policy & Claims

  • Policy issue hona insurance company ke rules pe depend karta hai.

  • Claims bhi insurance company ke process ke according settle hote hain.

  • Agar documents incomplete/galat hai to claim delay ya reject ho sakta hai — iske liye BimaMitr responsible nahi hai.

6. Liability Limit

  • BimaMitr responsible nahi hai technical issues, server downtime, third-party errors, ya natural disasters ke liye.

  • Agar galat information customer ne di to uska loss customer khud bear karega.

7. Privacy & Data Protection

  • Customer data safe hai — hum Privacy Policy follow karte hain.

  • Personal info (PAN, Aadhaar, Bank details) sirf authorized services ke liye collect ki jaati hai.

  • Hum data unauthorized party ke saath share nahi karte.

8. Third-Party Links

Website me bank ya insurance portals ke links ho sakte hain.
Hum unke content, policies ya actions ke liye responsible nahi hain.

9. Governing Law

  • Ye Terms & Conditions India ke laws ke under governed hai.

  • Disputes ke liye courts in [Rampur/Uttar Pradesh] ka jurisdiction hoga.

10. Terms Change

BimaMitr kabhi bhi ye Terms & Conditions update kar sakta hai.
Updates hamari website pe post honge.

11. Contact Us

Koi query ya problem ho to contact karein:

BimaMitr
📍 Village And Post Ras Dandiya Tehseel Milak Distt Rampur (U.P) 
📞 9675053108
📧 support@bimamitr.in